Locks and lost key insurance!
Great cover for when you have a security issue.
What we repair
Locksmith Services:
If you're locked out and need immediate access, lost key insurance often covers the cost of hiring a professional locksmith. This can be a lifesaver, especially during off-hours or in locations where locksmith services are pricier.
Key Replacement Costs
This is the primary purpose of the insurance. If you lose your keys, the policy will typically cover the cost of getting a new set made, including those for cars, homes, offices, garages, and sometimes even safes. With the evolution of electronic and smart keys, replacements can be costly, making this feature especially valuable.
Coverage Against Unauthorized Use
If someone finds and misuses your lost keys, leading to theft or damage, some policies will provide coverage to help mitigate losses. This might include stolen property or, in the case of vehicle keys, any unauthorized trips or damages made with the vehicle.
New Locks
In situations where the security of your property might be compromised due to lost or stolen keys, some policies cover the cost of replacing the entire locking mechanism to ensure your safety.
Coverage Against Unauthorized Use
If someone finds and misuses your lost keys, leading to theft or damage, some policies will provide coverage to help mitigate losses. This might include stolen property or, in the case of vehicle keys, any unauthorized trips or damages made with the vehicle.
What you get
Competitive Prices
UK wide experts
90-Day Warranty
Evening and weekend appointments available
The Importance of Lost Key Insurance in the UK
Losing your keys can be more than just a minor inconvenience; it can be a significant disruption to your daily life and an unforeseen expense. In the UK, where busy lives intertwine with a mix of urban and rural living, the importance of lost key insurance has grown tremendously. Here’s why:
- High Replacement Costs: Modern keys, especially car keys with integrated electronic functions, can be expensive to replace. For some advanced key fobs or proximity keys, replacement costs can run into hundreds of pounds. Lost key insurance can save you from these unexpected expenses.
- Security Concerns: Losing keys can potentially compromise the security of your property. If they fall into the wrong hands, your home, office, or vehicle could be at risk. With lost key insurance, you can often get speedy lock replacement services, ensuring peace of mind.
- Convenience: Along with financial cover, many lost key insurance policies in the UK offer 24/7 assistance. Whether you've misplaced your keys at an odd hour or in a remote location, professional help is just a phone call away.
- Wide Coverage: Most lost key insurance policies don’t just cover house or car keys. They can also extend to keys for offices, garages, gates, and even safes. It’s a comprehensive solution for all your lock-and-key needs.
- Temporary Solutions: Being locked out can be distressing. While waiting for a resolution, you may need alternative transport or temporary accommodation. Some premium lost key insurance packages provide these ancillary services, ensuring minimal disruption to your routine.
- Protection Against Misuse: If your lost keys are used unlawfully (e.g., in a car theft), some insurance policies may provide coverage against the misuse, adding an extra layer of protection.
- Affordability: Considering the potential expenses and inconveniences of lost keys, these insurance policies are reasonably priced. For a relatively small annual fee, you gain the reassurance that lost keys won’t derail your budget or your day.
In the UK, where the unexpected can often happen amidst the hustle and bustle, lost key insurance acts as a safety net. It’s a testament to being prepared and safeguarding yourself against the smaller mishaps in life that can lead to bigger challenges. It's not just about replacing a key; it's about preserving peace of mind. Investing in lost key insurance is, therefore, a wise and practical decision for every individual and household